TERMS OF SERVICE

Effective Date: September 15, 2026

Welcome to the website of LP Insurance Agency ("we," "us," or "our"). By accessing or using this website, submitting information through our forms, or using our communication tools, you agree to these Terms of Service.

USE OF THIS WEBSITE

This website is provided for general informational purposes and to allow users to contact LP Insurance Agency, request insurance information, request quotes, and communicate with our agency.

You agree not to use this website for any unlawful purpose or in a manner that could interfere with the operation or security of the website.

INSURANCE INFORMATION AND QUOTES

Information provided on this website does not constitute an insurance binder, policy, or guarantee of coverage.

Submitting a quote request or other information does not create an insurance contract or guarantee that coverage will be available.

Insurance coverage is subject to carrier eligibility requirements, underwriting, policy terms, conditions, exclusions, and payment of required premiums.

Coverage is not considered bound, changed, or canceled until confirmed by LP Insurance Agency and/or the applicable insurance carrier.

ELECTRONIC COMMUNICATIONS

By contacting LP Insurance Agency through our website, email, forms, or chat tools, you consent to receive communications from us related to your inquiry or request.

SMS/TEXT MESSAGE TERMS

If you provide your mobile phone number and expressly consent to receive text messages, you agree that LP Insurance Agency may send you SMS or text messages regarding your inquiries, quote requests, appointments, insurance services, and account-related communications.

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP. For assistance, reply HELP.

Consent to receive text messages is not a condition of purchasing any goods or services.

Your mobile information and text messaging opt-in data and consent will not be sold or shared with third parties or affiliates for their marketing or promotional purposes.

PRIVACY

Your use of this website is also subject to our Privacy Policy. Please review our Privacy Policy for information about how we collect, use, and protect personal information.

THIRD-PARTY SERVICES

Our website may use or link to services provided by third parties, including insurance carriers, technology providers, scheduling services, and other service providers. LP Insurance Agency is not responsible for the content, availability, or privacy practices of third-party websites or services.

INTELLECTUAL PROPERTY

Unless otherwise stated, the content and materials on this website are owned by or licensed to LP Insurance Agency and may not be copied, reproduced, or distributed without permission.

LIMITATION OF LIABILITY

To the extent permitted by law, LP Insurance Agency will not be liable for damages arising from your use of, or inability to use, this website or reliance on information provided through this website.

CHANGES TO THESE TERMS

We may update these Terms of Service periodically. Changes will be posted on this page with an updated effective date.

CONTACT US

Questions regarding these Terms of Service may be directed to:

LP Insurance Agency

Email: [email protected]

Phone: 469-956-2122